Fire Insurance
Homebuyers are often required to buy Fire Insurance by banks while applying for a mortgage.
Fire Insurance protects you against damage caused by a hazard such as fire, flood or typhoon to the building structure and the original fixture of your home.
Coverage Highlights*:
What factors affect your Fire Insurance premium?
The mortgage loan amount or the reinstatement value of your property will be considered when applying for a Fire Insurance policy.
Please note that damage or loss to household contents is the coverage of Home Insurance. You can consider purchasing Home Insurance on top of Fire Insurance if you need all-round home protection.
Documents Required for Application
Policyholder's Hong Kong Identity Card
