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Home Insurance

Whether you're a homeowner, a landlord or a tenant, Home Insurance can give you peace of mind and safeguard your beloved home.

A Home Insurance policy ususally provides Public Liability Protection and Home Contents Protection.

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Public Liability Protection

Protect you and your family members against personal legal liability arising from accidental bodily injury and property damage or loss to a third party in the event of an accident.

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Home Contents Protection

Cover for accidental damage to furniture, renovation, appliances and equipment, and personal valuables such as jewelleries and watches.

Optional benefits can be added to expand the coverage:

  • Domestic Helper Insurance
  • Pet Medical Expenses
  • Fire Insurance
What factors affect your Home Insurance premium?

The occupancy (self-occupied, rent out or tenant), building type, gross floor area and building year of your house will be considered when calculating your Home Insurance premium.

Documents Required for Application

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Policyholder's Hong Kong Identity Card
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Domestic Helper Hong Kong Identity Card/ Passport (Optional)
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Microchip Documents (Optional)
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