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Domestic Helper Insurance

According to the Laws of Hong Kong, you are required to purchase Employees’ Compensation Insurance (“EC Insurance”) for your domestic helper.

As an employer, you’re obligated to pay for the medical expenses incurred by your domestic helper. EC Insurance only covers an employer against legal liability for the domestic helper’s accidental injury or death during their course of employment. Medical expenses due to sickness such as doctor visits and dental treatment cannot be reimbursed by the insurance.

Therefore, you can consider purchasing additional Medical Coverage which offers all-round protection for your domestic helper.

Medical Coverage:
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    Hospitalization and Surgical Expenses

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    Personal Accidental Benefits

Some insurers may provide the following extra benefits:
  • Medical Expenses incurred by heart disease or cancer
  • Clinical Expense
  • Dental Expense
  • Fidelity Guarantee
Please provide the following information for a quote:

1. Position/ Duties
2. Nationality, age and monthly salary
3. Full Time/ Part Time

Documents Required for Application

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Policyholder's Hong Kong Identity Card
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Domestic Helper's Hong Kong Identity Card/ Passport
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