As an employer, you’re obligated to pay for the medical expenses incurred by your domestic helper. EC Insurance only covers an employer against legal liability for the domestic helper’s accidental injury or death during their course of employment. Medical expenses due to sickness such as doctor visits and dental treatment cannot be reimbursed by the insurance.
Therefore, you can consider purchasing additional Medical Coverage which offers all-round protection for your domestic helper.
Hospitalization and Surgical Expenses
Personal Accidental Benefits
1. Position/ Duties
2. Nationality, age and monthly salary
3. Full Time/ Part Time